# Neema

> Neema is a cross-border payments company that operates in two directions. For businesses and financial institutions, it runs a global payments platform that moves money to more than 120 countries in over 90 currencies, with most transfers delivered in real-time. For foreign workers in Israel, it offers a personal digital account used to receive a salary, deposit cash, spend, and send money home. Together these two sides connect institutional payment infrastructure with the everyday needs of the people sending money across borders.

## Platform

- [Cross-Border Payments Platform in 120+ Countries | Neema](https://getneema.com/en/platform/): Neema's cross-border payments platform is built to move money to more than 120 countries and in over 90 currencies. The bulk of that activity happens instantly, with 98% of transfers delivered in real-time. It gives businesses and financial institutions a single way to reach a broad set of destinations and currencies.
- [Global Payments Network in 120+ Countries | Neema Platform](https://getneema.com/en/platform/network/): Neema's network provides both local and cross-border payment rails, reaching more than 120 countries and over 90 currencies. Clients connect to the full network through a single integration rather than wiring up each corridor separately. This lets one connection serve a wide range of destinations and currencies.
- [Enterprise-Grade Payment Security & Compliance | Neema](https://getneema.com/en/platform/security/): Neema provides enterprise-grade security, compliance, and resilient payment infrastructure aimed at financial institutions. The platform is certified to ISO 27001, PCI DSS, GDPR, and DORA. These standards reflect the security and regulatory expectations of the institutions that rely on it.
- [Global Cross-Border Payments Platform | About Neema](https://getneema.com/en/platform/about-us/): Neema has been operating since 2016 and has grown into a global cross-border payments platform. It now serves more than 120 countries and over 90 currencies, with clients spread across five continents. The reach reflects a network that has expanded steadily since the company's founding.
- [Cross-Border Payments Careers & Fintech Jobs | Neema](https://getneema.com/en/platform/careers/): Careers at Neema center on building the cross-border payments technology behind the platform. That technology spans more than 120 countries and over 90 currencies, and it operates in real-time. Roles here contribute to the systems that move money across those corridors.

## Personal

- [Free Digital Account for Workers in Israel | Neema Personal](https://getneema.com/en/personal/): The Neema personal account is a free digital account available in Israel. It lets you receive your salary, save, spend, and send money home to more than 80 countries in real-time. It is already trusted by over 200,000 users.
- [Deposit Cash to Your Account in Israel | Neema Personal](https://getneema.com/en/personal/deposit-money/): You can deposit cash instantly into your Neema account at more than 130 partner locations across Israel. Money can also be added by bank transfer, by card, or directly from your salary. Deposits made in ILS are free.
- [Send Money Abroad from Israel Cheaply | Neema Personal](https://getneema.com/en/personal/send-money/): Neema lets you send money home from Israel to more than 80 countries. Transfers are instant and come with competitive rates. There are no hidden fees.
- [Salary Account for Foreign Workers | Neema Personal](https://getneema.com/en/personal/salary-account/): With Neema, your salary can be paid directly into your account, which connects to Israel's banking system through code 21. Payment arrives automatically every month. Receiving pay this way is safer than handling cash.
- [Secure Money Transfers & Digital Account | Neema Personal](https://getneema.com/en/personal/security/): Neema keeps your money safe with 24/7 monitoring and AI-based fraud detection. Access is protected with multi-factor authentication, and every transfer is backed by full regulatory licensing. Security applies both to the digital account and to the money you move through it.
- [About Neema Personal | Cross-Border Payments Since 2016](https://getneema.com/en/personal/about-us/): Neema has been serving customers since 2016. Over that time it has reached more than 120 countries and over 90 currencies. 97% of its transfers arrive in real-time.
- [Careers at Neema Personal | Jobs in Global Payments](https://getneema.com/en/personal/careers/): Careers at Neema are in the field of global payments. The technology involved spans more than 120 countries and over 90 currencies. These roles support the systems behind that global reach.
- [Cash Deposit Locations & Branches in Israel | Neema](https://getneema.com/en/personal/locations/): Neema has cash deposit locations and branches across Israel. There are more than 130 partner locations where you can deposit cash. Deposits made in ILS are free.
- [Community Hub, Events & News in Israel | Neema Personal](https://getneema.com/en/personal/community-hub/): The Neema community hub in Israel brings together community events, news, and stories. It is aimed at foreign workers. Its social presence is @sendwithneema.

## Knowledge Center

- [Cross-Border Payments Knowledge Center | Neema Platform](https://getneema.com/en/platform/knowledge-center/): Neema's knowledge center gathers its news, case studies, podcasts, events, and FAQs in one place. The material focuses on cross-border payments and fintech. It serves as the platform's hub for learning about those topics.

## Legal

- [Platform Terms & Conditions | Neema](https://getneema.com/en/platform/terms/): These are the terms and conditions and privacy notice that govern Neema's payment platform services. They apply to businesses and financial institutions using the platform. This version was updated in January 2026.
- [Personal Account Terms & Conditions | Neema](https://getneema.com/en/personal/terms/): These terms and conditions and privacy notice apply to the Neema personal account. They cover deposits, transfers, and card use. This version was updated in January 2026.
- [Privacy Notice | Neema](https://getneema.com/en/privacy-policy/): Neema's privacy notice explains how personal data is collected, used, stored, and protected. It covers both the app and the website. It was last updated in August 2025.
- [Terms & Conditions | Neema](https://getneema.com/en/terms-and-conditions/): These terms and conditions apply to Neema's digital account, card, and money transfer services. They set out the rules for using those services. They were last updated in January 2026.
- [Limited Power of Attorney for Deposit | Neema](https://getneema.com/en/limited-power-of-attorney-for-deposit-terms/): These are the limited power of attorney for deposit terms. They authorise Neema to process deposits to your account. They were last updated in January 2026.

## Israel / Hebrew

- [חשבון לקבלת משכורת לעובדים זרים בישראל | Neema](https://getneema.com/he/personal/salary-account/): עם Neema המשכורת מגיעה ישירות לחשבון שלכם, המחובר למערכת הבנקאית בישראל באמצעות קוד זיהוי 21. הכסף מופקד אוטומטית מדי חודש, כך שאין צורך לטפל בכך ידנית. קבלת השכר בדרך זו בטוחה יותר מהחזקת מזומן.
- [תשלום וניהול שכר לעובדים זרים בישראל | Neema למעסיקים](https://getneema.com/he/personal/employer/): Neema, מקבוצת ביטוח ישיר, מספקת למעסיקים בישראל מעטפת פתרונות לתשלום וניהול שכר לעובדים זרים. הפתרון כולל חשבון דיגיטלי הנפתח על שם העובד ומחובר לקוד 21. השירות ניתן ללא עלות למעסיק.
- [תשלום וניהול שכר לעובדים זרים בישראל | Neema למעסיקים](https://getneema.com/en/personal/employer/): Neema, מקבוצת ביטוח ישיר, מספקת למעסיקים בישראל מעטפת פתרונות לתשלום וניהול שכר לעובדים זרים. הפתרון כולל חשבון דיגיטלי הנפתח על שם העובד ומחובר לקוד 21. השירות ניתן ללא עלות למעסיק.
- [תנאי שימוש ומדיניות פרטיות | פלטפורמת Neema](https://getneema.com/he/platform/terms/): אלה תנאי השימוש ומדיניות הפרטיות החלים על שירותי פלטפורמת התשלומים של Neema. הם מיועדים לעסקים ולמוסדות פיננסיים העושים שימוש בפלטפורמה. הגרסה עודכנה בינואר 2026.
- [תנאי שימוש ומדיניות פרטיות | חשבון אישי Neema](https://getneema.com/he/personal/terms/): אלה תנאי השימוש ומדיניות הפרטיות לחשבון האישי שלכם ב-Neema. הם מכסים הפקדות, העברות ושימוש בכרטיס. הגרסה עודכנה בינואר 2026.
- [מדיניות פרטיות | Neema](https://getneema.com/he/privacy-policy/): מדיניות הפרטיות של Neema מסבירה כיצד נאסף, נעשה שימוש ומוגן המידע האישי שלכם. היא חלה הן על האפליקציה והן על האתר. המסמך עודכן לאחרונה באוקטובר 2025.
- [תנאי שימוש | Neema](https://getneema.com/he/terms-and-conditions/): אלה תנאי השימוש של שירותי החשבון הדיגיטלי, הכרטיס והעברות הכספים של Neema. הם מגדירים את הכללים לשימוש בשירותים אלה. המסמך עודכן לאחרונה בינואר 2026.
- [ייפוי כוח מוגבל להפקדה | Neema](https://getneema.com/he/limited-power-of-attorney-for-deposit-terms/): אלה תנאי ייפוי הכוח המוגבל להפקדה. הם מסמיכים את Neema לבצע הפקדות לחשבונכם. המסמך עודכן לאחרונה בינואר 2026.